Category: Personal Finances
This Personal Finance category contains records and reflections on my personal finance management, options and stock trading, investment strategies, portfolio plans, actions, outcomes, and learning points.
Options
I was introduced to options trading in April 2021 by a friend. At first, I couldn’t wrap my mind around it but am now happy to say that I have picked up the basics. It has been a humbling experience.
My main objectives for trading options are:
- Generate some income
- Purchase stocks I want at a discount
I keep a log of all my options and stock trades in Google Sheets. Strike prices, risk and reward ratio, win rates, yield percentages, etc. I find this log helpful for review and planning.
I was told that journaling my options trades and reflecting on my trades afterwards will help improve my trading. That is what I am trying to do here.
Financial Peace
I have gone through sufficient financial mistakes to know that I need guidance. I came across Dave Ramsey’s Baby Steps to Financial Peace and found that it shared similar traits with the Singapore Government’s approach to helping citizens secure financial stability.
I decided to find out more and apply any that I found useful to the Singapore context. I document my learning points and reflections here.
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My 2023 SRS investment – Dogs of STI
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This is an account of how I work out my SRS investment for 2023. It also corresponds to…
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Learning to Be an Investor
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An ongoing journal recording my journey as an investor. I know so little about investing in the 21st…
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Dave Ramsey Budgeting in Singapore
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I started following Dave Ramsey budgeting principles to create my monthly written budget.
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Following Dave Ramsey’s Total Money Makeover Plan in Singapore
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I want to better manage my finances as I resume work after nearly a year of rest. I…
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A Compilation of The Spill Newsletters
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I find the analysis of US stocks and ETFs by The Spill newsletter excellent. I am compiling those…

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Hello, I’m Phoebe
Springorchid Files is my personal site. I file information and media that interest me so that I can easily go back to them. It is literally my filing cabinet in the cloud. Learn more about me and what I file.
It is also my active learning project. I am a believer of the quotation below.
I hear and I forget. I see and I remember. I do and I understand.
Confucius
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Latest Posts
- The Lord My Shepherd in Psalm 23 Brings RestWhen I am tired, I often revisit Psalm 23 to remind myself that Jesus is the Lord my shepherd and I am his sheep.
- Watch 10 Chinese Fantasy Movies with English SubtitlesThis video compilation contains full-length Chinese fantasy movies with English subtitles that can be found on Youtube. I picked titles that I feel have better storylines and acting.
- Worship God with Psalm 139 in SongsPsalm 139 contains some of the most popular bible quotes and sayings. Here are some worship songs inspired by it.
- Justified Lyrics and Chords by New Creation Church Singapore 称義称義的华文歌词 新造教会The Justified lyrics and chords. A Chinese and Hokkien worship song by New Creation Church Singapore. Whenever I listen to Justified 称義, my heart is so full it feels like it might burst. 称義的代价是什么?
- Wonderful Grace Made Real Lyrics and Chords by New Creation Church SingaporeWonderful Grace Made Real is an anointed worship song by New Creation Worship Singapore. It was released in the Encounter worship album in 2017.